fbpx

Our Loan Programs

Whether you’re a first-time home buyer, building the home of your dreams, or making the most of your home’s equity, we will help you identify your unique home loan needs.

FIXED & ADJUSTABLE

A fixed rate loan is when an interest rate is the same for the life of the loan. Adjustable rates can change periodically.

jumbo loans

A loan that exceeds county loan limits. Used to buy high-priced or luxury homes.

FHA

A government-backed loan that is more lenient with FICO scores and down payments. Mortgage insurance is required.

VA

A mortgage loan guaranteed by the U.S. Department of Veteran Affairs designed to offer financing to eligible U.S. veterans and their surviving spouses.

refinance & cash out

Replacement of an existing loan with a lower rate or the ability to pull cash out of your home using it's equity.

construction loans

A short-term loan to pay for building a new home. Money is given in stages as the home construction progresses.

down payment assistance

A junior loan to be used for down payment and/or closing costs of a new home for eligible borrowers.

home equity lines of credit

A line of credit where the homeowner can use the equity in their home as collateral.